Terms of Service

These Terms of Service ("Terms") are a binding agreement between you ("you", "User", "player") and jackpot.cam ("Company", "we", "us", "our"), governing your access to and use of the JACKPOT.CAM website, applications, smart contracts, and related services (collectively, the "Platform").

BY ACCESSING OR USING THE PLATFORM, YOU AGREE TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT ACCESS OR USE THE PLATFORM. Sections 12–16 (Assumption of Risk, Disclaimers, Limitation of Liability, Indemnification, and Dispute Resolution/Arbitration) limit our liability and affect your legal rights, including a waiver of class actions and a requirement to arbitrate most disputes. Read them carefully.

1. Nature of the Platform

1.1 The Platform is a non-custodial, peer-to-peer system that lets two users wager equal stakes and play a short game of chance against each other, with results settled by an on-chain program on the Solana blockchain. Users play against one another, not against the Company. The Company is not a counterparty to any wager.

1.2 We do not hold your funds. Stakes are locked in, and payouts released by, an autonomous on-chain escrow program governed by blockchain consensus, not by us. We do not, and technically cannot, move user funds except as the program's published rules permit (settlement to a match participant, or refund).

1.3 Peer-to-peer video/audio. In-match video and audio are transmitted directly between players' devices. Except as described in our Privacy Policy, the media does not pass through or get stored on our servers, and we do not monitor live calls in real time.

1.4 The Platform, its software, and the on-chain program are provided as a technology service. We are a technology provider; we are not a bank, broker, custodian, fiduciary, money transmitter (except as licensed, if applicable), or investment adviser.

1.5 Informational only; no advice; no reliance. All information provided on or through the Platform is for general informational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. You should not rely on it as the basis for any decision and should seek independent professional advice where appropriate. We do not warrant that any information is accurate, complete, or current, and you rely on it at your own risk.

1.6 No duties beyond these Terms. These Terms do not create, and shall not be construed to create, any fiduciary, advisory, agency, or partnership relationship between you and us, and impose no fiduciary duties on us. The only duties and obligations we owe you are those expressly set out in these Terms; no other duties are implied.

2. Eligibility

2.1 You represent and warrant that you:

• (a) are at least 18 years old, or the age of legal majority and the minimum legal age for real-money games of chance in your jurisdiction, whichever is higher;
• (b) are not located in, resident in, or accessing the Platform from any jurisdiction where real-money games of chance, cryptocurrency use, or the Platform itself are prohibited or restricted ("Restricted Jurisdictions");
• (c) are not on any sanctions list and are not a Prohibited Person under Section 3;
• (d) have full legal capacity to enter into these Terms; and
• (e) are using the Platform solely for your own personal, non-commercial benefit; and
• (f) possess sufficient knowledge and experience with blockchain networks, cryptocurrency, and self-custodied wallets to understand and bear the risks of using the Platform, and are not relying on us for any advice.

2.2 You are solely responsible for determining whether your use of the Platform is lawful where you are. We make no representation that the Platform is appropriate or available in any location. Accessing the Platform from a Restricted Jurisdiction, or misrepresenting your location or age, is a material breach of these Terms.

2.3 We may use age-assurance and location-verification measures and may refuse, restrict, or terminate access at our discretion. Passing any such check does not waive your obligations under this Section.

2.4 No circumvention of restrictions. You will not use a virtual private network (VPN), proxy, or any other tool or technique to disguise your location or identity, or to access — or attempt to access — the Platform from a Restricted Jurisdiction or in circumvention of any eligibility, geographic, age, or access restriction. Any such circumvention or attempted circumvention is a material breach of these Terms and may result in immediate and permanent loss of access.

2.5 Verification. We, or a third party acting on our behalf, may at any time request information to verify your age, identity, location, source of funds, or eligibility, or to comply with applicable law (including anti-money-laundering and sanctions requirements). If you do not provide requested information within the time we specify, or if we determine in our sole discretion that it is inadequate, we may restrict, suspend, or permanently terminate your access.

3. Prohibited Persons and Prohibited Conduct

3.1 Prohibited Persons. You may not use the Platform if you are subject to sanctions administered by the U.S. Office of Foreign Assets Control (OFAC), the United Nations, or the European Union, are located in a comprehensively sanctioned territory, or are otherwise legally barred from the services.

3.2 Prohibited Conduct. You will not, and will not attempt to:

• (a) broadcast, transmit, or display over the video/audio or chat any content that is unlawful, including without limitation child sexual abuse material (CSAM), non-consensual intimate imagery, content that sexually exploits or endangers minors, threats, incitement, or content that is obscene, or, except as expressly permitted, nudity, sexual content, graphic violence, or gore;
• (b) harass, threaten, stalk, defraud, defame, or discriminate against any person;
• (c) exploit, reverse engineer, or interfere with the Platform, the on-chain program, matchmaking, or other users, including via bots, automation, or denial-of-service;
• (d) use multiple accounts or wallets to collude, launder value, manipulate outcomes or statistics, or evade limits or bans;
• (e) use the Platform for money laundering, terrorist financing, tax evasion, or any illegal purpose;
• (f) attempt to attack, de-anonymize, or interfere with another user's device, network, or connection; or
• (g) violate any applicable law or the rights of any third party;
• (h) use any bot, crawler, scraper, or automated means to access, monitor, copy, or extract data or content from the Platform, or access Platform data through any unauthorized interface or API; or
• (i) circumvent, disable, or attempt to circumvent any security measure, access control, rate limit, geographic restriction, or content filter, including by using a VPN or similar tool.

3.3 Content responsibility. All content you transmit is User Content (Section 8). You are solely and exclusively responsible for everything you broadcast, say, or send. The Company does not create, endorse, pre-screen, or control User Content and is not responsible for it.

4. Accounts and Wallets

4.1 You access the Platform by proving control of a self-custodied blockchain wallet. Your wallet is your identity and your responsibility. We never hold your private keys and cannot recover, freeze, or reverse anything a wallet authorizes.

4.2 You are responsible for all activity conducted through your wallet and account, and for the security of your keys, devices, and credentials. Loss or compromise of your wallet is your risk alone; we bear no responsibility for it.

4.3 We may suspend, restrict, or permanently revoke access for any account or wallet, at our discretion, including for suspected violations of these Terms, with or without notice. On-chain funds remain governed by the program's rules regardless.

5. Wagering, Escrow, Fees, and Settlement

5.1 Non-custodial; we never hold or control your staked funds. All stakes are deposited into, held by, and released by an autonomous on-chain escrow program executed by the Solana blockchain. The Company does not take custody, possession, or control of your staked funds at any point. We cannot access, hold, freeze, seize, redirect, reverse, or return your stake, and we have no technical ability to move funds except to cause the program to execute its own published rules (paying a match participant or refunding per those rules). Your stake moves according to blockchain consensus and the program's code — not according to any decision, discretion, or account of the Company.

5.2 You alone are responsible for what you stake. The decision to wager, the amount you wager, and any resulting gain or loss are entirely your own. To the fullest extent permitted by law, the Company bears no responsibility or liability whatsoever for any staked funds or for any loss of them, including loss from losing a game, from your own error (e.g. wrong amount, wrong wallet), from the conduct of another player, from the blockchain, wallet software, RPC providers, network conditions, gas fees, or from any bug, exploit, or failure of the on-chain program. Because we never hold your funds, your stake is not a deposit with us, not a balance we owe you, and not a debt or obligation of the Company.

5.3 Real-money matches are funded through the on-chain escrow program. Both players deposit the exact agreed stake; play for stakes begins only after both deposits are verified on-chain.

5.4 A protocol fee (a percentage of the pot, set in the on-chain configuration and displayed before play) is deducted by the program at settlement; the remainder is paid to the winner. Blockchain network (gas) fees are your responsibility. The only value the Company receives from a match is this protocol fee; it never receives or holds the stake or pot itself.

5.5 Wagers are final. Once a match starts, deposits committed to it are irrevocable except as the program's rules provide. There is no cancellation, chargeback, or refund of a completed or in-progress game by us — and none is technically possible for us to provide, because we do not control the funds.

5.6 We are not responsible for outcomes, payouts, settlement timing, or failures caused by the blockchain, network congestion, RPC providers, wallet software, or the on-chain program. Settlement is performed by the program; where an oracle facilitates settlement, it operates within the program's cryptographic constraints, and the program's own refund/timeout mechanisms (including any on-chain claim/timeout function) are your sole and exclusive remedy for a stalled or unexecuted settlement. Your recourse for staked funds is against the on-chain program and the counterparty, not the Company.

5.7 You are solely responsible for determining, reporting, and paying any taxes arising from your use of the Platform.

5.8 Promotions and programs. We may, in our sole discretion, offer promotions, rewards, bonuses, referral programs, or similar programs on terms we set and may change or discontinue at any time. Unless expressly stated otherwise, any such benefit has no cash value, is non-transferable, may be conditioned, withheld, or revoked (including for suspected abuse, multiple accounts, or ineligibility), and is void where prohibited. Program-specific terms control over these Terms for that program to the extent of any conflict.

6. Games of Chance; No Guaranteed Winnings

6.1 Outcomes are determined by chance. Over time, you should expect to lose money. Nothing on the Platform is an investment, and no outcome, return, or winning is promised or guaranteed.

6.2 Only stake what you can afford to lose. We may, but are not obligated to, offer self-exclusion or limit tools; their availability or your use of them does not create any duty on our part or liability for gambling-related harm to the extent the law permits its disclaimer.

7. Fairness and Randomness

7.1 We describe how randomness and settlement work on our Fairness page. We make commercially reasonable efforts to operate the games as described but, except as required by non-waivable law or applicable licensing, make no warranty that any specific outcome, sequence, or process is error-free, and Sections 13–14 apply.

8. User Content and License

8.1 "User Content" means any video, audio, chat, username, image, or other content you transmit or submit. As between you and us, you retain ownership of your User Content.

8.2 You grant us a limited, worldwide, non-exclusive, royalty-free license to host, transmit, process, and display your User Content solely to operate, secure, and moderate the Platform and as described in the Privacy Policy, including retaining report evidence and cooperating with law enforcement.

8.3 You represent and warrant that you own or have all rights to your User Content, that it does not violate Section 3 or any law or third-party right, and that you have obtained any consent required from anyone appearing in it. You are fully responsible for your User Content and its consequences.

8.4 Feedback. If you send us suggestions, ideas, or other feedback about the Platform, you grant us an unrestricted, perpetual, irrevocable, royalty-free right to use it for any purpose without obligation or compensation to you, and you represent that you have the right to provide it.

9. Content Moderation, Reporting, and Enforcement

9.1 The Platform provides tools to report other users. We operate a moderation process and may review reports and associated evidence, remove access, ban wallets, and take other action we deem appropriate. We act on reports on a reasonable-efforts basis and do not guarantee any particular response time, outcome, or that any given content will be detected, reviewed, or removed.

9.2 Any automated or human screening we may deploy is a safety measure, not a warranty. Its existence, absence, success, or failure does not make us responsible for User Content or transfer any User's responsibility to us. We have the right but not the obligation to monitor, screen, or moderate.

9.3 Illegal content. We prohibit CSAM and other illegal content absolutely. Where we obtain knowledge of apparent CSAM or other reportable material, we will preserve evidence and report it to the National Center for Missing & Exploited Children (NCMEC) or other relevant authority and/or law enforcement as required by law, and may terminate the responsible user. Nothing in these Terms limits our legal duty to report, or your legal responsibility for such content, which cannot be waived.

9.4 Enforcement decisions are at our discretion. Where required by applicable law (e.g., statement-of-reasons or appeal rights), we will provide the process the law requires; otherwise our decisions are final.

10. Intellectual Property

10.1 The Platform, excluding User Content and any open-source or on-chain components under their own licenses, is owned by the Company and protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Platform for its intended purpose under these Terms. All rights not expressly granted are reserved.

11. Third-Party Services and Dependencies

11.1 The Platform relies on third parties and public infrastructure we do not control, including the Solana blockchain and its validators, RPC providers, wallet software, STUN/TURN relays, price and geolocation feeds, and payment or identity vendors. We are not responsible for the acts, omissions, availability, security, or failures of any of them, and your use of them may be subject to their own terms.

12. Assumption of Risk

12.1 You acknowledge and accept, to the fullest extent permitted by law, the following risks, and that you use the Platform entirely at your own risk:

• (a) Financial loss, including total loss of staked funds, from gameplay, volatility, or error;
• (b) Blockchain risk — irreversibility of transactions, forks, congestion, gas costs, protocol bugs, validator behavior, and total loss from a sent-to-wrong-address or key-loss event;
• (c) Smart-contract risk — the on-chain program may contain vulnerabilities;
• (d) Interacting with strangers over live video/audio, including the risk of exposure to offensive, illegal, or harmful conduct or content by other users, and the risk that other users may record, screenshot, or misuse what you broadcast;
• (e) Peer-to-peer network exposure, including that your IP address or network information may be observable by a peer as inherent to the technology;
• (f) Regulatory risk — laws may change or the Platform may become unavailable to you; and
• (g) Technology risk — outages, data loss, security incidents, and device/software failures.

12.2 You assume all such risks and agree that we are not liable for harm arising from them, to the fullest extent permitted by law.

13. Disclaimers of Warranty

13.1 THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE.

13.2 WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, THAT DEFECTS WILL BE CORRECTED, THAT OUTCOMES OR SETTLEMENTS WILL BE ACCURATE OR TIMELY, OR THAT USER CONTENT OR USER CONDUCT WILL BE LAWFUL OR INOFFENSIVE.

13.3 NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, CREATES ANY WARRANTY NOT EXPRESSLY STATED HERE.

13.4 Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions the above exclusions apply to the maximum extent permitted, and nothing here excludes liability that cannot lawfully be excluded.

14. Limitation of Liability

14.1 TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS ("COMPANY PARTIES") WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, DIGITAL ASSETS, OR CRYPTOCURRENCY, ARISING FROM OR RELATED TO THE PLATFORM OR THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY.

14.2 IN PARTICULAR, AND WITHOUT LIMITING SECTION 3.3, THE COMPANY PARTIES ARE NOT LIABLE FOR THE CONDUCT OF, OR CONTENT TRANSMITTED BY, ANY USER, OR FOR ANY INTERACTION BETWEEN USERS, including offensive, harmful, or illegal content or conduct. Your sole remedy for another user's conduct is to stop interacting with them, report them, and pursue that user directly.

14.3 AGGREGATE CAP. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE PLATFORM WILL NOT EXCEED THE GREATER OF (a) THE TOTAL PROTOCOL FEES YOU PAID TO THE COMPANY IN THE SIX (6) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (b) USD $100 (OR EQUIVALENT VALUE).

14.4 Carve-outs. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, which may include liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, gross negligence or willful misconduct, or rights you have under mandatory consumer-protection or other non-waivable law. The limitations above apply only to the extent permitted in your jurisdiction.

14.5 The allocation of risk in these Terms reflects the fees charged and is an essential basis of the bargain; the limitations survive even if a limited remedy fails of its essential purpose.

15. Indemnification

15.1 To the fullest extent permitted by law, you will indemnify, defend, and hold harmless the Company Parties from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from or related to: (a) your use of the Platform; (b) your User Content; (c) your violation of these Terms or any law or third-party right; (d) your wagers or tax obligations; or (e) your interactions with any other user. We may assume the exclusive defense of any matter subject to indemnification, and you will cooperate.

15.2 If we receive a subpoena, order, or other legal process from a third party in connection with any matter you are obligated to indemnify under Section 15.1, then, in addition to that indemnity, you will reimburse us for the time our personnel spend responding at our then-current rates, plus our reasonable legal fees and costs.

16. Dispute Resolution; Arbitration; Class-Action Waiver

16.1 Informal resolution first. Before filing anything, you agree to contact us at legal@jackpot.cam and attempt to resolve the dispute informally for at least ninety (90) days.

16.2 Binding arbitration. Except for the carve-outs in 16.4, any dispute arising out of or relating to the Platform or these Terms will be resolved by final and binding individual arbitration administered by [ARBITRATION BODY] under its rules, seated in [SEAT], conducted in [LANGUAGE]. Judgment on the award may be entered in any court of competent jurisdiction.

16.3 CLASS-ACTION AND JURY-TRIAL WAIVER. TO THE FULLEST EXTENT PERMITTED BY LAW, DISPUTES WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING, AND YOU WAIVE ANY RIGHT TO A JURY TRIAL.

16.4 Carve-outs. Either party may bring claims in small-claims court, and either party may seek injunctive relief for intellectual-property or unauthorized-access matters. Nothing here waives non-waivable statutory rights.

16.5 Opt-out. You may opt out of arbitration by written notice to legal@jackpot.cam within thirty (30) days of first accepting these Terms.

17. Governing Law

17.1 These Terms are governed by the laws of [GOVERNING LAW JURISDICTION], without regard to conflict-of-laws rules, except where mandatory local law (including consumer-protection law of your residence) applies.

18. Suspension, Termination, and Availability

18.1 We may modify, suspend, or discontinue any part of the Platform at any time, with or without notice, and are not liable to you or any third party for doing so. We may terminate or suspend your access at any time under Section 4.3.

18.2 Sections that by their nature should survive termination (including 1.5, 1.6, 3.3, 5, 8, 12–17, 19) survive.

19. Changes to These Terms

19.1 We may update these Terms. Material changes take effect on the "Last updated" date, and your continued use after that date constitutes acceptance. If you do not agree, stop using the Platform.

20. General

20.1 Entire agreement. These Terms, the Privacy Policy, and any referenced policies are the entire agreement between you and us regarding the Platform.

20.2 Severability. If any provision is held unenforceable, it will be enforced to the maximum extent permissible and the remaining provisions remain in full force. The parties intend that each disclaimer, limitation, and waiver be given the maximum effect the law allows, and be read down rather than struck if overbroad.

20.3 No waiver. Our failure to enforce any provision is not a waiver.

20.4 Assignment. You may not assign these Terms; we may assign them freely.

20.5 No third-party beneficiaries, except the Company Parties under Sections 14–15.

20.6 Force majeure. We are not liable for any failure or delay caused by events beyond our reasonable control, including blockchain failures, network outages, and acts of third parties.

20.7 Contact. jackpot.cam — legal@jackpot.cam.